get
http://{{url}}/api/method/emotive_app.lms.payment_processors.api.retrieve_account_details?lending_account=
This endpoint retrieves detailed information for a specific lending account, including borrower details, co-borrowers, balances, and collateral information.
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Request Example
GET {{url}}/api/method/emotive_app.lms.payment_processors.api.retrieve_account_details?lending_account=LA-004426Response Structure
The response returns a single lending account object with comprehensive financial, borrower, and balance information.
The response includes:
- Lending account core details
- Borrower, co-borrower, and co-signer information
- Balance details (Primary Loan, Side Note)
- Fee breakdowns and due information
Example Response
{
"message": {
"name": "LA-004426",
"company": "Emotive Related Finance Company",
"company_branch": "Emotive Finance Company - 01",
"alternate_account_number": "PRCHLOAN",
"lending_account_status": "Active",
"active_repo_status": null,
"stop_payments": 0,
"stop_payment_accrual": 0,
"stop_partial_payments": 0,
"stop_outgoing_communication": 0,
"stop_interest_accrual": 0,
"lending_account_total_balance": 14744.99,
"lending_account_total_ptp": 0.0,
"lending_account_total_past_due": 12960.26,
"lending_account_total_actual_due": 12960.26,
"borrower_first_name": "James Dwels",
"borrower_last_name": "W",
"borrower_email_id": "[email protected]",
"borrower_phone": "5055368077",
"Primary Loan": [
{
"balance_id": "BA-010363",
"balance_type": "Primary Loan",
"total_balance": 12821.2,
"actual_due": 11790.0,
"term": 11,
"frequency": "Monthly",
"maturity_date": "2026-02-14"
}
],
"Side Note": [
{
"balance_id": "BA-010369",
"balance_type": "Side Note",
"total_balance": 995.57,
"actual_due": 911.15,
"maturity_date": "2029-04-01"
}
]
}
}
Explanation
Lending Account Core
Includes:
- Lending account status
- Active repo status
- Stop payments and accrual flags
- Total balance, PTP, past due, and actual due amounts
- Stock number and collateral summary
Balance Information
Includes:
- Primary Loan balances
- Side Note balances
Each balance contains:
- Total balance
- Actual due and due amounts
- Past due information
- Principal and fee breakdown
- Maturity and next due dates
Borrowers / Co-Borrowers / Co-Signer
Includes:
- Borrower personal information
(name, email, phone, address, DOB, last 4 SSN) - Multiple co-borrower details (if applicable)
- Co-signer information
- Communication contact details
Collateral
Contains:
- Vehicle details (Year, Make, Model)
- Stock number
Example Simplified Response
{
"accounts": [
{
"id": "account_id_1",
"name": "Account Name 1",
"status": "active"
},
{
"id": "account_id_2",
"name": "Account Name 2",
"status": "inactive"
}
]
}